Just in time for the sailing season to begin. We have received our new insurance policy from Boat U.S. The annual policy is $270 for a 1985 H'31. Agreed upon value of $35,000, liability of $350,000, Fuel & other spills (wish it included alcohol) $500,000, medical payments $1,000, uninsured boater $300,000. This price included a 10% no loss discount of $30.00 There is a deductible of $350 for boat & equipment. That is it.