4) Reliability, most HO alternators in the market for boats are after market units. Most are not as reliable as the OEM units.
This is not at all what I see. I see factory alternators, usually just basic automotive alternators intended to charge an SLI battery not 400+ Ah's, fail at a considerably higher rate, perhaps 8:1 or 10:1 over aftermarket HO alternators.
My world cruising customers, about 40% of my clientele, are extremely demanding on gear. They are the ones who
split the wheat from the chaff when it comes to gear such as alternators.
I have a rather interesting full time cruising customer who went through 4 Cummins factory alts in 2 years on his Defever trawler. Cummins was charging him over $750.00 for each alternator. They were so cooked each time they were not worth rebuilding so he just purchased new ones. In-between the third and fourth he tried a cheap $200.00 aftermarket Chinese knock off from an on-line source, it lasted three weeks. Finally after the fourth
factory alternator, I was called in to help out.
He's now had a Balmar that has been to Labrador, Newfoundland and back three times and is now at least 7 years old. It has at least 3000 hours on it or the equivalent of 30 years of 100 hours per year coastal cruising. He also goes to the BVI each winter so that is a lot of charging time. The Balmar alt, regulator and temp sensors cost a fraction of what he spent on factory replacement alternators and it has already outlasted them by about 6X..to him the HO alternator and regulator were a steal. His batteries are also lasting considerably longer so he's saved even more because he is getting proper charging to them not just a "close enough"..
I can point to the same with the piles of Hitachi / Yanmar alternators in my bin full of dead ones. The thermal compensation circuits simply can't keep up with a large bank deeply discharged and they fry themselves.
All alternators can die but a well built heavy duty alternator, properly installed, should last as long as any 100 hour per year coastal cruiser keeps his or her boat.
All that said, most coastal cruisers who tie to a dock after each sail and re-charge, won't really need a high performance alternator system..