Interesting. Is it corrosion of the threads that is causing the caps to seize?
I would imagine Tef-Gel to be the best thing to put on the threads. A very small amount, just enough to make a film on the threads, is all that should be needed. The stuff is incredibly tenacious, it sticks to surfaces and is tough to clean off. I do not imagine it is an issue, at all, for the fresh water tank caps.
Stainless is not always a bargain, either, since stainless steel threads can gall, making them seize, too. Same treatment, Tef-Gel, should prevent it.
And don't tighten, just screw them in enough to make the "O"-ring seal.