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Mark;Generally you will find cosmetic gel coat cracks in angles which is common with all boats. If it is below the water line with the boat in the water, I would address that as the glass and resin is in contact with water all the time. Contrary to what others may say, constant contact of fiberglass and resin with water all the time causes a chemical reaction and thus large blisters do occour over a period of time. If on top, not a worry.I would address those on top. It is not difficult to fix. Take a dremel and cut the gel out from one end to the other end of the crack. Clean and then put in two part epoxy and let dry. You may have to sand it and put more on if on a vertical surface. When smooth, take some gel coat and brush it on and then resand smooth as this will fill in the pores.Then take a Pre Val sprayer and mix with gel coat, hardner and acetone (20%). If that mix does spray out smoothly you are fine but if not just add a little more acetone. First spray in the affected area. Then overlap with additional layers. Let dry and sand lightly using wet/dry sandpaper like 400 grit. Then compound.Cracks in the curves do require some more time as to the sanding versus on a smooth flat surface.