Oversize Permit

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Jason Alexander

Jason Alexander

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May 7, 2004
75
Catalina 28 Cedar Rapids, Iowa
Hello all, I know that this has been discussed a number of time but I would like to bring up the topic of the 26 and 260 being larger then the limit for most all states. I live in Iowa and am looking at buying a 26. From looking at the archives it looks like there are two schools of thought: 1. No one will ever stop you for pulling this size boat and those rules are made for commerical haulers. So go for it and don't worry. 2. You should always have a permit. My question is does anyone actually get the permits. This really concerns me to the point were I'm almost ready to pass on the boat. You if it wasn't for bad luck I wouldn't have any luck at all. I really want a boat that we can weekend on becasue there is really nice lake about 2 hours from my house but I'm afraid that it might be more of a hassle then it's worth. Jason Jason
 
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Tim Welsh

storage close to the lake?

Have you thought about storing the boat close to the lake?
 
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Mark

As I have mentioned

on previouse posts on this subject. It realy doesn't matter a bugger if or if not you get caught by the police! The problem is that "if" you have an accident, wether you are in the right or wrong, your insurance company will not help you in any way if they can find a way out and if your rig is not legal they will most likely tell you to walk.
 
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Rich Lewis

We got the permit

We bought the boat last year and bought the overdimensional permit for $250/year. You only have to buy the permit in your home port state and it is good everywhere in the US. We plan on trailering it a lot until we make it through the multi-year wait for a slip at our home port. The clerk who took our money said that the police would never stop us; but insurance is the best reason to get it. We run with red flags on the trailer guide poles.
 
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crazy dave

Rich

Overwidth permits are only good in the state that you apply for. You need to check your permit again as the laws vary from state to state. Legal width on the interstate is 8.6 feet wide with many states adhereing to that on state routes. Most of us do not get the wide load permits as it is so close. Heck, no police are going to stop you for that as the silouette does not appear to be overwidth and to be quite blunt, they have better things to do going after speeders, drunks, drugs, commercial rigs and so forth. The only two times I was stopped with a 26 or 260 was I did not have trailer tags. In fact, several clients of mine past and present police do not get the permits. I cannot tell you what to do but you are setting a precendent by getting one and making yourself obviious plus you are restricted at the times you may haul and so forth. Even though you get a blankit permit for your state, you will be also responsible to know the current data as to times when you cannot go into specific areas, width restrictions and so forth. As for the insurance, I beg anyone to disagree with me. If there is an accident, it depends on the circumstances and not having a wide load permit makes no difference in the long run. Most of the time the accident is a result of something else. What if someone pulls out in front of you? What if you go under an old awning at an old gas station that is low. Again it depends on the circumstances. I use to be an adjuster for 10 years before getting into this buisness. I hope this answers your questions. I have pulled the 26 and the 260 so often to include when they first left the factory behind my vehicle.
 
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Mark Burrows

Contact Jim Schaff

Jim rolled his H26 a few years ago and he might be able to tell you about the insurance implications. He's listed in the owner's directory. Markdb
 
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T J Furstenau

Nope

Never gotten a permit. Bought in NJ and towed to IL. Tow it to OH every summer, and have taken it to KY and MI several times. I'm of a similar mindset to many here, "Ask for forgiveness, not for permission."
 
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Robert Avent

Your kidding right?

Isn't this in the league with tearing tags from mattresses? In the words of Bob Marley: Don't you worry, bout a thing - cause every little things gonna be alright.
 
Jim Seamans

Jim Seamans

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Mar 21, 2004
2,175
Hunter 356 Cobb Island, MD
Golly Dave you are so old that...

You've got a trailer hitch attached to your butt... ;D ;D To add to Dave I hauled my H260 over some of the most congested roads in the Washington,DC area, several other states and never was worried about permits or the police. Jim S/V Java
 
Jason Alexander

Jason Alexander

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May 7, 2004
75
Catalina 28 Cedar Rapids, Iowa
Insurance

I guess I'm not so worried about the police but more the insurance company. I've kinda recovering from a bad experence with mine and I worry that if something goes wrong that I could end up in serious trouble. I have to say that this comes from the engineer in me. I worry about all the little details. That's probably why I need this hobby in the first place. Jason
 
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Jim Schaff

Accident

I responded to an e-mail question about this but for some reason it didn't go -- so here is my reply. . . . Hi Ron, Right after I bought my H26 in 1996 I went to the Arizona Dept. of Motor Vehicles and inquired about getting a "Wide Load" permit. No one there knew which forms to fill out or what exactly I needed to do -- there were many differences of opinion. If I remember correctly, somebody finally decided that I should hang a "Wide Load" sign on the back of my boat and get a permit that would cost $50.00 each time I pulled my boat. At that point my confidence level in the DMV was not high. I considered the numerous responses of Hunter owners on the HOW who simply towed their boats without a permit and decided that was the way for me to go. There are others that I know of personally here in Arizona who have much wider boats than mine and tow them all the time without a permit. Last year I totaled my H26 on a highway in Mexico. The trailer wheels drifted off the edge of the road (which dropped off at the white line) and the boat fish-tailed when it came back on, ending up doing a 360 roll in the ditch. The Mexican police finally arrived and didn't even want to fill out a report -- I insisted that they did (thank God!) Everyone concerned wanted a copy of that report. I wrote in the report exactly what happened. No one ever mentioned the width of the boat or whether I had a "Wide Load" permit. The American insurance company totaled the boat and the trailer and paid me off in full. I purchased another H26 and will be taking it to Mexico in a couple of weeks, without a "wide Load permit." The biggest problem I had was trying to exit Mexico "without" the boat and trailer I entered with. Now THAT took some paperwork! Jim Schaff
 
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crazy fart blossom dave

wide load permit for jim

Jim seamons really needs a wide load permit for himself but I should be the one talking. Ha!
 
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Ron M

what a story

That's some story Jim S. Made me laugh when you wrote about leaving Mexico with an empty trailer. Thanks, Ron Mehringer h26 Hydro-Therapy
 
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Mark

Must be tough over here

They sure are. Checked again with ny insurance company and there answer is pretty simple. If you crash your car even if you were not to blaim and it is towing a trailer that requires an over width permit to be legal "if you have not got the permit then it is not legal and so there will be NO cover". End of story.
 
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Frank

Dually

I have a Dodge Dually that I use to tow and it is the same with as the trailer. I guess I need a permit for my dually? Not....
 
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Darren Mayes

Why does illegal = no pay?

In most accidents, someone is cited for doing SOMETHING illegal. They write policies based on the assumption that SOMEONE will probably do SOMETHING ILLEGAL to cause the accident (speeding, failure to yield, improper signal / turn, etc). If it were that easy for insurance companies to avoid paying claims, I would be investign in all of them :)
 
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Mark

The King has spoken

Thanks Crazy. Kindest regards from the wild wild West downunder.
 
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