Shemandr,
Is this fuel for an outboard? If so, then I would drain the tank just to be safe. However, if this is an inboard fuel tank and it is inside the hull, then it shouldn't go too cold, depending on how low the temperature drops in your area. For example, my boat is docked in Kemah, TX, so I don't typically have to worry about the fuel until early January. But I look at your profile and see NY and I'm thinking, "Ah, yeah, cold...too cold for me..." I've only ever been up there once during the Spring season, so I don't know what it's like in the winter. To save money and conserve fuel, you can drain your tank when the temperature drops below 35 degrees and store it in someplace warmer (garage, shed, etc.).