Rs8684, I'll give you that!
When I rebuilt the mast step on my Harpoon, I replaced wet, rotted plywood with new plywood, well bedded in epoxy. There were folks like Jim Lee, maker of the Left Coast Dart, who suggested I make up my own fiberglass laminate to lay in the hole, rather than plywood. He said they don't use wood anywhere in the Dart, so that there's nothing to ever rot... I thought about it, and decided that the original ply lasted for almost 30 years, and I had BS1088 okoume ply on hand, so I figured if my repair lasted another 30 years... well... good enough for me! (I hope someone is still sailing the Harpoon in 30 years!)
Sometimes there's the idea that, if it's worth doing, it's worth doing right. And then there's good enough. And you're right, especially for a fresh water boat (Lake Nockamixon), non-tinned wire is certainly good enough.
I know I'm not planning to re-wire the 192 just to use tinned wire, provided I get all the nav lights replaced with LED and working ok! But, hey, I read too much, and pay too much attention to pros like Maine Sail...
Then again, when it comes to wiring, my friend had a 16' aluminum runabout. I can tell you horror stories about its electrical system. The two of us are lucky we made it out of our 20s, haha! He eventually tore out the entire interior, and re-wired everything, and rebuilt the interior seating, etc. (I always have to remind myself not to tell people those stories while we're out on my boat now... they might get scared!)
Brian