Ouch! Sorry to hear about your hand, but glad it was just your
hand. Sounds like it could have been worse.
In my humble OPINION, I'll quote two popular phrases, "Anything is
possible" and "It depends". If your water is fairly clean and the
mud is nice and packed, then I guess it would be ok. Also, if your
intake valve is in the engine compartment like mine is, realize the
intake opening is a few feet above the bottom, even if your keel is
touching. Here in the Chesapeake, the water can get pretty dirty,
especially after storms. I was advised by my storage yard to install
a raw water strainer.
Since I was tired out from working on thru-hulls, I went ahead and
let them install one for me. They mounted a canister type strainer
on the starboard wall of the engine housing, right above the water
intake valve. Do a search for "011_332_003_026" at
www.westmarine.com to see a picture of it. They cut out a square of
the sound proofing material, and installed a square of some white,
plastic looking, material to use as a backing board. Then they
installed the strainer on the backing board. The hose comes straight
up from the intake valve to one side of the strainer. The whole
thing is mounted high up on the wall to ensure it is above water
line.
This makes winterizing easy too. Notice in the picture, that the top
unscrews to allow you to change the filter. I can unscrew the top,
and close off the intake valve, then pour antifreeze in the top as
the engine pulls in the fluid.
I'm not sure what ill effects (if any) an occasional bit of mud would
have going through the system. Maybe someone else can comment. I
would worry about impeller wear/damage, engine cooling duct clogging,
and possibly exaust duct clogging. Most of these possible problems
would be more related to the continuous flow of dirt and grit and not
just an occasional amount.
Chris
V2933 Renee