Has anyone experience of the 473's stern rub rail being under water? I have a gen set installed in the stbd aft cockpit locker and a 10'3" dinghy raised on davits. However this is no more than many other cruising boats, yet their sterns are not so low (wet!) in the water as ours. Trying to understand if this is a general problem and if there are associated dangers. I plan to add solar panels and a wind gen on the arch soon. Appreciate any input.