Keel primer
I'm not an expert, but I have sailed for 23+ years. Some boats have unweighted Center boards that slip down through a trunk. They provide no ballast (weight) to aid stability. My current boat, a Catalina 25 is a swing keel, which has a 1500# cast iron keel that pivots and swings some inches (4 or so) into a trunk. This particular boat still has a level floor, although some swing keel boats have the whole thing swing into a trunks that projects into the cabin floor (a Windrose, for instance). A water ballast boat will use water for weight (ballast), but will still need a C/B to lower to prevent excessive leeway. In general, a fixed keel boat will have more stability and ballast, but to be easily trailerable you have to give up something...Everything's a compromise. For me, a weighted swing keel is my choice in trailerables. I want to ramp launch, but I want the weight of a solid keel. No WB (water ballast for me, thank you! But, obviously, my boat weighs 1500# more than an empty W/B boat when they are trailered. See, everything's a tradeoff. A "shoal keel" is fixed, so usually heavy (lots of ballast, but little to dig into the water to prevent leeway; hence, not real good sailing upwind/ to weather) As to abuse, there are boats that are so poorly built that you couldn't give me one; others are like tanks (Flicks, etc.) and can take a hard grounding. Quality of builders must be factored in. As for grounding, there have been times when I was real glad I could just crank up my keel and get out of shallow water or off a sand bank! E-mail me if you want more....I am tired of typing right now!