I need some viewpoints regarding the sailing/motoring characteristics of the 260 with the keel up. It seems to me that since it really isn't carrying the ballast, the keel doesn't contribute much to keeping the boat upright, and is more to resist lateral movement. From a practical sense, how big of an issue is this with no sail up (just freeboard catching the wind). We're considering puttering around the Texas ICW, but the charts suggest the keel would be up more than down, and we are wondering if it would be more hassle than its worth.