Keel pin comments
I think you may be confused about 2 different kits that Catalina Direct sells. One is the keel pin kit, which you mention, and another is a keel 'disk' kit.The keel pin kit is for when the pin siezes up in the bushing and causes the hole in the keel to enlarge and become elongated. This eventually leads to the keel falling out.The keel disk kit is for when the keel is a little sloppy and makes a 'clunking' noise while sailing. The disks go on the top portion of the keel, making it a tighter fit in the keel trunk. These can be installed without dropping the keel.If the pin is the problem, then the keel must be dropped. How else would you be able the replace any of the parts?It sounds like you need to determine if the 'pin' kit is needed, or if the 'disk' kit will suffice. You probably need to drop the keel to take a look.