Shouldn't the torque value be dependent upon the material the bolt is being screwed into? I once stripped a steel bolt out of an aluminum engine block not being careful upon recaching the torque value.
Such structure design most usually always includes a hefty safety factor - the expected dynamic stresses selected is one half to one third needed and the strength of materials used is always 2 to three times stronger than needed.
Simple speak - with boats, usually 'everything' is built/designed at 2 to 3+ times 'stronger' than they need to be for the intended normal service.
Inshore boats usually are built to a safety factor of 1.5 times greater than the maximum expected developed stresses; a coastal design at 2 times safety factor and an offshore design at a safety factor of 3 or more.
It's VERY poor engineering design practice to build for the exact limit of the material strengths and 'expected' stresses ... or a safety factor of "1".