Consider only ONE bank
We run the golf carts you are planning and they are wonderful. Read the West Marine advisor on batteries. We had done, in the 80's, what they are now recommending and that is to use only one bank, the house bank! As you review Les' recommendations, see how much less complicated your system would be with only one bank. If you are worried about the engine starting with low batteries, it would only fail to start on the bank you are planning to install, if you walked (swam) away from the boat for an extended period of time and left everything on. Forget about it! And if you do commit that sin, open the compression releases and fire it up on one cylinder. I cranked my 3gm30f all the way to the Panama Canal with this setup because of bad fuel and the house bank never slowed down. There is more on our H34 Epitome' Rebuild web page at http://members.tscnet.com/pages/ss427/Epitome's%20Rebuild.html. We have 30+ snaps there but not too much about the battery bank because it is so simple. I agree with Les about a good charger. We went with the Prosine 2.0. It has a 100amp charger built in plus a bunch of other neat stuff, like every function you need for monitoring your dc the way the 'Link' does. Of course it's a 2KW true sine wave inverter too. And simple? It's working automatically, except for equalizing. You have to tell it to do that. Mail me at ss472@tscnet.com and we'll talk about it. Good Luck. Fred