Beneteau's website
You can look on Beneteau's website and they give a pretty good explanation along with photos. They use a hull liner that does make it difficult to see all of the nooks and crannys. While this may be a nusance it does make for a solid boat. And while that may help you I would still look at some of the usual suspects. They're based on the fact you feel it's bay not rain water.Did you run hard aground at all prior to this problem? I don't mean a soft mud type grounding, I'm talking about striking something hard with the keel or hull. If so I'd check around the keel bolts for seepage.If not the speed transducer has a rubber "O" ring type seal and if it wasn't inserted correctly or tighted enough it will leak, It should be located forward of the mast. There should be two transducers, one is for depth, the other for speed. It's the one for speed that most likely would be leaking. There should be a blank plug lying along side the transducers. It's used when the boat is hauled. You pull the speed transducer to elimiante the risk of having the lift's forward strap damage the paddle. The thru hull has a seal, that while it will let in a spurt of water, will allow you to pull the transducer and insert the plug without a major flood. Both the transducer and plug have an aligment arrow on top. Make sure this is facing forward.Check where the prop shaft exits the boat. You should have a rubber bellows, possibly with a hose leading to a thru hull. This is the dripless packing gland. The hose enters the bellows through a nipple that can leak. If your having a leak in this area there will most likely be water or traces of it under the prop shaft and engine. If this is where it's leaking do not try to fix it with the boat in the water. That small hose can let in a lot of water in a short amount of time. You'll have to have her hauled to fix it without risking a major problem.Check all your thru hulls, even if they're closed. There could be an issue with the bedding material around them. Or you could have an issue with the thru hull itself. I think this is unlikely but you never know.Unless you've struck something hard enough to crack the hull I can't think of any other source of bay water. Good luck and keep us posted. I'm hopeful it's soemthing easy to fix.