Just purchased a new 26X at the Atlantic City Sail Expo. Wanted to benefit from the research you already did and get an idea of the insurance carriers with best/broad coverage, easy to work with at reasonable (doesn't mean cheapest) rates. I live in North Jersey and will be most on the lake but could venture out into salt water. Thanks Dennis
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John Koller
Check with Your Home/Auto Carrier
We just purchased a new 26X also and it was delivered a few weeks ago. Our first contact for insurance was the carrier we've had for home and car for many years. They know us and as it turned out, offered sveral options in insurance coverage with discounts for various equipment such as depth finder, GPS, VHF, and horn. Also, a certificate of attndence at a Coast Guard safety course gets an additional discount. Overall the coverage seemed reasonably priced for hull, liability, medical, uninsured boater. It's similar to auto in the types of coverage, but the costs are much less. For our 26X it was about $200/year for everything and will have those options installed before taking her out of the barn in the spring. Haing seen some photos of the new 26M, we are pleased with our decision to buy a new 26X and we did struggle with the decision of M or X. At the time we DID decide, there were no photos but the thouight of debugging a new design did not appeal to us. The 26X, we felt, has pretty much been debugged over some years of production. Best Wishes!!!!
We just purchased a new 26X also and it was delivered a few weeks ago. Our first contact for insurance was the carrier we've had for home and car for many years. They know us and as it turned out, offered sveral options in insurance coverage with discounts for various equipment such as depth finder, GPS, VHF, and horn. Also, a certificate of attndence at a Coast Guard safety course gets an additional discount. Overall the coverage seemed reasonably priced for hull, liability, medical, uninsured boater. It's similar to auto in the types of coverage, but the costs are much less. For our 26X it was about $200/year for everything and will have those options installed before taking her out of the barn in the spring. Haing seen some photos of the new 26M, we are pleased with our decision to buy a new 26X and we did struggle with the decision of M or X. At the time we DID decide, there were no photos but the thouight of debugging a new design did not appeal to us. The 26X, we felt, has pretty much been debugged over some years of production. Best Wishes!!!!
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Dennis
Inspected 26M--Bought 26X
Thanks John for your response on my insurance question. I looked over the 26M at the show and was actually convinced before going to the show that I would order one. After looking at the pros and cons I decided on the 26X.
Thanks John for your response on my insurance question. I looked over the 26M at the show and was actually convinced before going to the show that I would order one. After looking at the pros and cons I decided on the 26X.
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Frank
Why not the 26M ?
My wife and I have been magazine dreaming for a couple of years now and are soon to buy a boat. Our choice has always been the 26X, until the factory threw us the 26M curve. From the limited press we're seeing, you're one of the few who had a positive disposition to the 26M at least initially. Would you mind elaborating on your reasons against the M ( which IMHO, is the right decision)?
My wife and I have been magazine dreaming for a couple of years now and are soon to buy a boat. Our choice has always been the 26X, until the factory threw us the 26M curve. From the limited press we're seeing, you're one of the few who had a positive disposition to the 26M at least initially. Would you mind elaborating on your reasons against the M ( which IMHO, is the right decision)?
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Dennis
Why not the 26M?
Frank The 26M looks very sharp, both the exterior and interior. I like the blue hull (that's offered as an option but it's also something that over time may not be worth the maintenance of because of the issue of oxidation). The woodtrim, carpet and the cushions give a nice look and feel. The 26M does have a rotating mast and dagger board that should improve sailing performance. The trailer is built heavier (in part to accommodate the additional weight of the boat (about 150 lbs.) and motor, which to get the same motoring performance I suspect will require the optional 70 HP. The negatives are: The head is just about useless (you need to back-in and don't try to turn around, no headroom,no sink and it's forward so not quick to get to from cockpit especially if the table is in place. If people are eating you're out of luck. Also I prefer the head so it vents out quickly, not through the entire cabin. The galley has less working counter space and under cabinet space. To cook on the stove you are kneeling on the seat. I don't need a mirror in galley-- just something else to clean which has no real function and to me looks out of place. Also, you will lose the ice cooler, the one they plan to put in the 26M is useless (too small and not removable). The cabin is darker than the 26x-- even though it has two rows of windows, the size of lower windows are not as large and you lose light because of the head blocking light from front and starboard side. With the 26M you lose the walkthrough transom-- Harder to board from dock, water or when on the trailer- you will need to board from the side. The cockpit has less usable foot space because of the step up into the cabin. The centerboard is a feature I like since I don't know where I will bring the boat in the future (other lakes, bays or rivers) I don't want to worry excessively about what may be hidden below the surface. I like the idea of a kickup centerboard. Finally, the fact that it is just coming into production I'm not sure they have worked out all the bugs. The 26X meets my requirements and has the advantage of being improved on over time. While I may lose a little on sailing capability, I'm not that good to notice or be concerned with the difference in sailing capability at this stage of my boating career. My wife doesn't like the interior colors of the 26X (thinks they are dated) but we can correct that ourselves. Good luck with your decision, I spent over a year dreaming and researching before I signed on the dotted line. Let me know if you need any other info.
Frank The 26M looks very sharp, both the exterior and interior. I like the blue hull (that's offered as an option but it's also something that over time may not be worth the maintenance of because of the issue of oxidation). The woodtrim, carpet and the cushions give a nice look and feel. The 26M does have a rotating mast and dagger board that should improve sailing performance. The trailer is built heavier (in part to accommodate the additional weight of the boat (about 150 lbs.) and motor, which to get the same motoring performance I suspect will require the optional 70 HP. The negatives are: The head is just about useless (you need to back-in and don't try to turn around, no headroom,no sink and it's forward so not quick to get to from cockpit especially if the table is in place. If people are eating you're out of luck. Also I prefer the head so it vents out quickly, not through the entire cabin. The galley has less working counter space and under cabinet space. To cook on the stove you are kneeling on the seat. I don't need a mirror in galley-- just something else to clean which has no real function and to me looks out of place. Also, you will lose the ice cooler, the one they plan to put in the 26M is useless (too small and not removable). The cabin is darker than the 26x-- even though it has two rows of windows, the size of lower windows are not as large and you lose light because of the head blocking light from front and starboard side. With the 26M you lose the walkthrough transom-- Harder to board from dock, water or when on the trailer- you will need to board from the side. The cockpit has less usable foot space because of the step up into the cabin. The centerboard is a feature I like since I don't know where I will bring the boat in the future (other lakes, bays or rivers) I don't want to worry excessively about what may be hidden below the surface. I like the idea of a kickup centerboard. Finally, the fact that it is just coming into production I'm not sure they have worked out all the bugs. The 26X meets my requirements and has the advantage of being improved on over time. While I may lose a little on sailing capability, I'm not that good to notice or be concerned with the difference in sailing capability at this stage of my boating career. My wife doesn't like the interior colors of the 26X (thinks they are dated) but we can correct that ourselves. Good luck with your decision, I spent over a year dreaming and researching before I signed on the dotted line. Let me know if you need any other info.
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Frank
Thank you, Dennis...
... You've confirmed firsthand what most of the available information has inferred. I've spoken to the factory folks who've said that the X will soon be out of production, so you're fortunate to have purchased when you did. Hopefully, continued evidence of folks making the same choice you did will cause them to rethink their design. Meg & I wish you many safe and happy years aboard your X. Frank
... You've confirmed firsthand what most of the available information has inferred. I've spoken to the factory folks who've said that the X will soon be out of production, so you're fortunate to have purchased when you did. Hopefully, continued evidence of folks making the same choice you did will cause them to rethink their design. Meg & I wish you many safe and happy years aboard your X. Frank
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