insurance in Mexico

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Jun 2, 2004
121
Hunter 430 Shelter bay, Panama
I am trying to find insurance that will cover my vessle for the baja ha ha this fall. I have been with homeowners company for 5 years and they are great for us and canada and 75 miles into mexico but no chance for a ryder to go further. who are you using for insurance when sailing into Mexico?
 
P

Patrick Magers

Mexican Ins.

I purchased my annual insurance last year and had additional coverage added for Mexico because I participated in last years Ha Ha. The total premium for the year with the stipulation my boat would be out of Mexico by July 1st was $1800 with a stated value of $250,000 for a 2000 H460.,Independent of your US insurance, Mexico requires a Mexican Insurance Co. to issue a liability policy for your boat. Your US policy will of course cover your liability in a foreign port but nonetheless, its a requirement in Mexico. This is true if you drive a car in Mexico as well. If you don't have Mexican liability insurance, an accident could result in you being taken into custody pending posting of a bond. The legal minimum is only $10,000 liability coverage. I purchased a 6 month policy for $150.00. My US insurance agent in Newport Beach is Micheal Hayden Insurance and the Mexican agent was Romero's Documentation Service in Newport Beach. Romero will also provide a fishing permit for your boat and lic. for the crew. Hope this helps.
 
Jun 2, 2004
121
Hunter 430 Shelter bay, Panama
thanks

yes that does help. I will look up your agents contact info.
 

abe

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Jan 2, 2007
736
- - channel islands
I wish we would have the same requirements of ...

Mexicans in this country.abe
 
Jul 4, 2004
14
- - Channel Islands
God is my insurance

I might sound weird to you but God is my insurance. He is more reliable that any of those outfits. Save your money if you have faith. If you have a mortgage then give to Ceasar...
 

abe

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Jan 2, 2007
736
- - channel islands
Claudius...

During Katrina, Joseph, a very religious man was told by his neighbour to come with them before the floods.."its okay God will rescue me", he said When the waters reached his house the fire department on a boat knocked on his doors and asked him to come with them .."its okay God will rescue me", he said Now the waters reaching the roof of his house, the Coast Guard helicopter came to help him..."its okay God will rescue me", he said again. Joseph drowns and goes to heaven.. before God he asks why he didn't rescue him since he was such a good religious man... In anger God says "I send you a neighbour, a boat, and a helicopter...what else did you want"? Monty, keep up the faith as Claudius suggests...but I am sure God wants you to buy insurance...that is why he asked me to post this. abe
 
Jun 2, 2004
121
Hunter 430 Shelter bay, Panama
faith

While I appreciate the advice and comedy I also believe that God helps those who help themselves and insurance, much like taking a ride from the fire department, is a good way to help ones self.
 
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