Insurance Coverage

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Gary

It is that time of the year for my insurance renewal and was wondering what others are doing? Last year I went with International Marine Insurance Services (IMSI) and they put me with US Specialty Insurance Co. which does not have a program for me this year. IMSI has found me coverage with Clarendon National Insurance Co. I am in the Pacific NW and would like to know what the local guys are using for insurance?
 
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Pete

insurance carriers

You may want to get a quote from the following broker, they have a program for Hunter owners.
 
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Pete

hit the enter key too soon !

The Pier Group 54 Trumbull St New Haven Ct. 06510 800 652 6100 They write thur Zurich Insurance. I have had they for three year and been happy.They also have a guarrented guote that your premium won't change for three years,hope this helps.
 
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Robert Polk

Try Boat U.S.

I have gotten the best quotes from Boat US. I think they're in your area.
 
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Bryce Grefe

INSURANCE

Try Defender Insurance program 888-611-0900 X 121 Mary Waddleton. Found I got substantially better coverage at a price comparable to Boat US Bryce S/V Spellbinder H410
 
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Mark Johnson

Try USAA if....

you were in the Armed Forces as an officer. I've used them for the past couple of years and no one has come close to their rates.
 
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Murray Procter

West Marine

West Marine has a boat insurance program. I am satisfied with them. Have not compared rates with others since I joined but am happy with their rates.
 
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Tom

Allstate

I've just switched to Allstate (the auto people). I recently purchased a H40. The previous owner was with Allstate and they beat my insurance co. by 50%. I also noticed they had a booth at Sail Expo. in Oakland a few weeks ago.
 
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Frank

Be sure you compare coverages and not just the premium. Most of the Marine companies offer agreed upon hull value as their standard product while general property and casualty may offer a depreciated hull coverage, the difference being if you buy $50k agreed hull value in 5 years it will still be $50k coverage if you buy $50k depriciated value your settlement would decrease with the age of the boat. The difference in premium may seem like a lot but if you have to use your policy you will be happier with the settlement. BTW Farmers offers 3 levels of policies, the Yacht policy is underwritten by Zurich, Farmers parent company. If you have specific questions you can email me at frankwithfarmers@yahoo.com
 
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