Hurricane season storage
- Thread starter xavpil
- Start date
I don't know what your insurance company believes is "outside" the zone. If you are not going to sail in the summer, then put the boat on the hard. I know a lot of costal boat gypsies hang out in Oriental until Nov. 16th before going south... presumably because of insurance. Depending on where your insurance company says is "the zone" you might be able to find a backwater slip to tie off to.
The answer is simple move the boat outside of prohibited area. Generally in the Caribbean it is south of 10* N. Trinidad and the ABC islands are popular places. In the US some insurance companies want an approved hurricane plan in the southern states.
Those of us who live in Florida live with a bi-polar reality. The State passed a law that bars most marinas from forcing boat owners to move out during a storm. We pay a premium for insurance. Many boats are moved to hurricane holes or put up on the hard. If you look at Ian's track over south west Florida last year, it didn't matter much. If you get a direct hit, you're probably toast. If not, it's just a little extra wind.
Roulette anyone?
Transients find that moving north of the Georgia/Florida line satisfies their Insurance company's policy. But as mentioned above, If you sail south of a "line" that is just north of Grenada and Trinidad, you are probably covered.
Roulette anyone?
Transients find that moving north of the Georgia/Florida line satisfies their Insurance company's policy. But as mentioned above, If you sail south of a "line" that is just north of Grenada and Trinidad, you are probably covered.
If your plans are to sail the Caribbean for multiple seasons, bringing the boat back to the US during hurricane season means a long passage north. That's why many travel south to Trinidad and South America.
Speaking only for my insurance company, they will insure me in N Carolina, S Carolina, Florida, and the Gulf States if I have an approved Hurricane plan for safely storing the boat during a named storm. Georgia seems to be exempt because it seldom gets hit with major storms.
Speaking only for my insurance company, they will insure me in N Carolina, S Carolina, Florida, and the Gulf States if I have an approved Hurricane plan for safely storing the boat during a named storm. Georgia seems to be exempt because it seldom gets hit with major storms.
This is what I meant by "Toast". Those of you wanting to buy a boat on the cheap (initially
), call marinas in Florida after a hurricane hits!