Owned both
I've owned both a 23.5 and a 26, which are slightly older versions of the 240 and 260. Both boats make good coastal cruisers. Yes, you will have to reef a little earlier, but this is as much a function of the huge mainsail as it is the water ballast. In fact, if shorthanded, the boat sails pretty well with just the main.I sail my 26 on Lake Michigan, but I grew up in Jersey (Exit 14C) and I think the wind conditions are pretty similar, lots of 10-20 knots with occasional T-storms.The 260 is an able boat, but if you never plan on trailering, I would get the fixed keel version if only for the shallower sailing draft. On the other hand, the centerboard allows you to get into some pretty thin water. The stink potters get pretty bug eyed when you nose up on to the beach, drop the transom ladder and wade up to the sand. It's kind of like....trespassing! Also, when you want to go somewhere for a week, you can't beat a 55 mph VMG. We keep our boat in a slip, but we've also trailered it 600 miles away. By water it would have been 900 miles and my vacation would have been over before we got there. Good luck on you decision.Mike PajewskiH26 "Loon"