PHRF Reality
If you want to race, you need to identify which boats sail to their rating or better, not which boat has the lowest rating number. A boat with a low PHRF number has to sail extremely fast to be competitive. IMHO, none of the new Hunters or Beneteau cruising series boats are competitive. In my experience some of the mid 80s Hunter 34, 35, and 37s seemed to be competitive. We now own a Hunter 460 which is a fantastic boat but its not for the race course. If you want to race, consider the Beneteau First 40.7 or 47.7. They are attractive, very fast and are competitive. They were designed by Bruce Farr. There are some one design fleets of these starting to appear. Also consider a C&C with deep keel such as the 40 or 37+. Be prepared to accept a deep keel of 7+ feet. If you want to cruise, then buy the Hunter. Older Hunters with deep keels, backstays and large Genoas could also be considered such as the 40.5. By the way, the Hunter has no backing plates for deck hardware because they mold aluminum blocks that are sandwiched into the decks that are drilled and tapped to acept the hardware (stronger and prevents leaks). The Hunter has a lead keel and great equipment. There is a Hunter 54 that is campaigned on the Chesapeake Bay that races only in point-to-point races, so it often does very well if the race is a reach or run for a long distance. I think they once placed in or won the Anapolis to Bermuda race.