Yanny
The cost of a complete overhaul is significant, but its doubtful that is needed unless the engine was run while low on oil or the oil wasn't changed often enough. Some surveyors and/or machine shops can do an oil analysis on it. In cold weather many diesels will be hard to start. Try advancing the throttle to about 1/2 to 3/4 and then backing off as it starts, but don't over-rev it. These aren't the smoothest engines around anyway, especially if the shaft is misaligned or the cutless bearing is bad, or the motor mounts are loose or broken. But the 2GM20 is a workhorse, very dependable in spite of its tendency to vibrate.