CB Radio SWR meter will not work. That meter works in the 27 MHz band. You will need a meter for the 150 MHz band.
An SWR meter will not tell you if your system is working right. Yes, it will test the entire system for continuity and resonance, meaning that you will have minimal power lost to the antenna. But it will not test how well the antenna is radiating.
You will need to do just about all of the above to really determine if you are doing well.
Check the SWR to make sure you are not losing too much power from the radio. Here is a SWR power loss chart based on 4 watts.
http://www.firestik.com/Tech_Docs/SWRLOSS.htm You will see that at an SWR of 2:1 you will lost 11% of your power.
Use the BoatUS repeater discussed above. That will test your audio. You will be able to tell if you are transmitting noise with your signal, including static (dirty mic contacts?). You will hear your own signal.
Stay off Channel 16 for radio checks. Listen on 22, 68, or other channels for other boaters. Ask them for a radio check and get there approximate location to determine your range.
Do all the above to really determine if you system is working well.