Assumption: a) you have flooded/agm cells and not lithium b) the previous owner did not do "improvements" aka modifications...
1) Do you have the Hunter owner's manual for your boat? They usually have pretty good electrical diagrams that show how the DC system is wired, including the battery combination method.
2) Does it appear the previous owner modified anything ?
3) What does your start/house battery switching arrangement look like?
4) Can you take a look behind the battery switch panel and take a good photo?
Likely scenarios: There is an automatic relay, that either latches based on alternator output voltage or should latch automatically when the ignition is active. On my boat, there was a breaker that had to be toggled once the engine was running to latch the solenoid, combine and charge both banks after the engine started.
If marine electrical is all new to you, it might be worthwhile to pay a good marine electrician to survey the electrical of the boat from end to end.... usually takes about 3-4 hrs plus report writing time. That would give you a better understanding of how your boat is currently wired and what systems may need attention/maintenance.... There's no point to blindly start replacing stuff (like batteries), without understanding the state of the overall system...
Recommendation: install a battery monitor. Voltage isn't the whole story....
Example:
BMV-712 Smart | Victron Energy OR
The SmartShunt is an all-in-one battery monitor, only without a display. Your phone acts as the display. The SmartShunt connects via Bluetooth to the VictronConnect app on your phone (or tablet) and you can conveniently read out all monitored battery parameters, like state of charge, time to go...
www.victronenergy.com
They give you excellent tracking of the remaining capacity and state of charge of the house bank and also tracks start bank voltage....