Full or empty
It's extremely dangerous to have uncontrolled, moveable ballast in the form of water, or cargo, or people, inside the boat. Go with full tanks or empty tanks but never partial.I cruise with about the same added on weight in my X. Under power in good conditions I go without ballast and get on plane. With ballast I still get on plane.Under sail in very light conditions (less than 5 mph)I might go with no ballast with only one crew. With more crew, more wind, or more than light chop I always fill ballast completely. to do less that the above in my opinion is less than prudent.