Might not be able to make a 'bad' decision...
We lost our engine one day out of Isla Mujeres and, after sailing back to St. Pete, had to use a tow to get up circuitous set of canals to a friend's dock, across marginally deed-enough Boca Ciega Bay, late in the night. Boat/U.S. met us at the channel on time and handled the tow (and the navigation) quite professionally. Actually, the operators were a husband/wife team formally from LI, NY where retired as a maritime policeman. The dispatcher was professional, and fortunately the tow ($750) was insured.So...you may have several good choices available.Jack