Potters have good reputations and even some are ""offshore" built with extra fiberglass usage. I'd call International Marine and ask them. They might have an answer for you. It is hard to tell from your photo exactly what is going on. If it is just a top coat of resin painted over the lamination, but not part of the lamination that is cracking, I wouldn't have any structural worries, but if the cracks go into the lamination, then maybe. If it is a painted coating, then my guess is that there is an incompatibility issue with the last coat and the matrix underneath it. The fix is to grind it out, clean it up and re-fiberglass. If the whole hull is affected, and you can only see this much of it, then hard to fix the whole hull. I'd contact the manufacturer.