Some electrical thoughts for Don
First of all, let's deal with your white cable. In AC wiring, that is what is known as the neutral wire. It eventually leads to a shore ground through your power cable, but it is a power carrying wire when any appliances are on. This is distinguished from the black (hot) wire, that is live whenever you are plugged in (regardless of whether any appliances are operating), and the green wire, which is there for safety, and should never carry current. Assuming that the polarity on the dock is correct, and probably even if it is not, your white wire cannot be burned as a consequence of the marina's electrical system. It burns because of high resistance, which changes it from being a conductor to a heater! An electrical heater, or an incandescent light, for that matter, is basically a wire that has sufficient resistance to heat up. But, if you are still not exceeding the limit imposed by the dock (or boat) circuit breakers, your power will not be interrupted, until the wire burns through. At that point, by the way, your reverse polarity light may come on. Why the high resistance? Most likely it is corrosion, which can diminish the wire's ability to make a good contact where it is connected. Corrosion can also deteriorate the wire to the point that strands break. The strands can also break through vibration or poor installation or just deteriorate through age. And finally, things can work loose. The bottom line is that when a bottleneck for the current occurs, it is going to generate heat. We often live with the mistaken confidence that circuit breakers and fuses protect us from all electrical faults, be they aboard or at home. These things protect us from over current as occurs in a short circuit, but not from a variety of other poor installations or lack of maintenance. AC kills and starts fires, so it is a good idea to check your system, really well, from time to time to avoid wiring problems.Two other things that may have happened to your boat are water intrusion at the power inlet (always shut off shore power while washing the boat) which may have hastened corrosion, and can cause short circuits, or you may not have sufficiently twisted the twist-lock fitting. This can result in a poor connection. By the way, if your boat has a 220 volt system aboard, these things can get a bit more complicated.As for your friend aboard the Irwin, I suspect it is a coincidence, since your problem seems not to be marina related. And, let's face it, did any other boats have problems? Why just the two of yours?More than likely, his boat had its original wiring, and somewhere it had become defective. There are lots of things that could have happened. A good electrician could probably sleuth it out, or maybe someone hired by his insurance company.With regard to your marina owner, if he knows what he is doing, there is nothing against him doing the wiring or the plumbing. He may even have been an electrician or plumber, in a previous life. I would imagine that there must be some regulatory codes in your area that govern what he is doing, and if he is not following them, then he would have a problem!But, back to the Irwin. I am wondering if there actually WAS a short, since a dead short should have caused a breaker to trip or a fuse to blow.....I am assuming your friend has properly protected any aftermarket installations he may have made, including solar panels. If it was a minor short....who knows? In any case, it is extremely unlikely that a surge would have caused this problem, particularly in a heater. And again, why not in other boats? Of course, we are assuming that it was, in fact, the heater, that caught fire. I am sure he had other appliances turned on, if only the water heater and his battery charger. And how about those devices that never truly turn off, like the TV? If the marina were using cheap wire, for instance, the problem would occur on the docks, not the boats. If the voltage were low, you would not likely experience problems with a heater. No, I am afraid it was most likely a problem aboard the boat.Incidentally, I must confess to having had the same white wire that burned through on your boat, recently do the same thing aboard my own! And, I am a Marina Manager/Dockmaster, so I had NO excuses. It was a lesson well learned. I had last changed the fitting about ten years ago, and I had not taken it apart since then. Never again. One last thought on marinas....it is very easy to test your marina's wiring for reverse polarity, or for ground faults (whether by land or by sea) in your general area, and for voltage. I would suggest that you give a good read to the AC section of Nigel Calder's "Boatowners' Mechanical and Electrical Handbook". The life you save may be your own!