My furling mast has 4 inches of pre-bend and it works just fine. The only time I had a problem with my current sail is when I put too big of a shackle at the bottom which caused the top to rise too far and get caught on the bolts for the mast head. That has been fixed and all is great now with 4 inches of pre-bend just like the manual says to do.
Mine too!
So I decided to go straight to the source and contacted Eddie Breeden at Marlow Hunter. He replied that you put no prebend in a Z-Spar furling mast. His words were "the straighter the better." So I guess I have my answer.
Ask Marlow/Hunter to post that information in their website please, along with the mast designer's detail calculations of mast stress. So if my "straighten" mast cracks from moving stresses, or as...
but the straighter the mast the less stable it is from mast pumping, which is the whole point of the pre-bend.
Marlow/Hunter will pay me for a new one.
There is 2 separate issues here.
1) Mast stress under a beam reach with full sails and gusting winds.
2) Furling the Main sail (little wind in the sail) or minimum Mast stresses.
Here's what I have for tuning the B&R rigging...
That was almost the same as my Hunter 430 manual. My 57' boom to mast head height calculates to ≈5" prebend, yet my total "no stress" bend ≈7"

. Why? My fractional rigging head sail pulls the mast forward.
This is exactly the same as "pre-stressed" concrete beams. If you look at a "no load/stress" beam, it is curved. Under load the beam straightens. You would not to "pre-bend" so much if you have a "back stay" (oops... B&R rig).
Remember, the
entire force, to move your boat, is transmitted through your mast, which in turn, stabilized by your 3 stays.
What does Mast "pre-bend/pre-stress" have to do with furling the main?
With my berthed boat, with its properly furled main, there is 2" clearance between the inside of the mast and the maximum wrapped main sail diameter. Therefore, with my ≈7" bend, there is no, none, nada, zilch, drag by the furling foil/sail and the inner mast walls.
Last thought. Your mast is not circular but oval (fore/aft). The diameter of the mast is much much greater at the deck than at the unfurled leech point.
Jim...
PS:
@Franklin and
@Dan Johnson this now make at least 5 members that run in-mast furling with pre-bend.