I was looking over a fin keel boat for sale last month and noticed a crack in the bilge. I decided not to buy it, but now the owner has piqued my interest again with a proposition that is $5000 less than before. The bilge area is about 4' long, 10" deep, and 10" at its widest. The crack goes across the front about 3" below the sole. When I asked the owner about it, he shrugged his shoulders and said that it wasn't a problem and that almost all fin keel boats have bilge cracks. Which may be true, as several boats that I've looked at do have cracks in the bilge area.My questions for all of you are: How big of a deal is this? Should I flat out reject this boat? Does it need to be fixed? How much should I expect it to cost? How many boats are happily sailing with bilge cracks? How many boats are reefs because of bilge cracks?