Used several web harnesses (Swiss Seat) for years climbing and repelling on cliffs. Have used for a few minutes on the mast without spending BIG $$ for a BIG harness. I carry a piece for emergeny web since it only takes up a small bit of storage space in a zip lock bag to keep it clean.
Here is how I tie them -
1- get a length of 1" tube webbing (length dependant on your size but about 9-12 feet), locate the middle and hold in left hand in front of you at your belt buckle.
2- Take the end to the right through your legs and around the right leg at the top of the thigh just below the cheek bringing it outside the leg and back to the front, drop it inside the middle section still in your left hand. Swap hands an repeat with the left end for the left leg.
3- Grab both ends in your hands (one in each hand) and release the middle, now pull, squat, lift, pull, squat, lift several times until tight - as I was taught - if it hurts now it will hurt less when you fall and need it or hang from it on the cliffside for hours.
4- Keep both ends tight and take around your back, right to right and left to left (middle now forms a rough triangle in front around the jewels) and bring both ends back to the front, tie a square knot as tight as possible.
5- Make a second pass around your waist and tie a second square knot in front.
6- Tie any remaining web out of the way or tuck into your pockets - I use half-hitches around the web on my legs - so that it is out of the way.
7- Attach the hoisting hailyard or climber into the three straps in front (the two passes around your waist and the middle of the web).
Legal disclamer - I do not advocate this method for others but it is what I have used for almost 40 years, some years more than others and less as I have gotten older.
If this was hard to follow you can find Swiss Seat instructions on the internet (google or bing) and there are a few variations. PLEASE be sure and tie it correctly since you are hanging from it.
WORD OF CAUTION - AS A CLIMBER THIS WAS THE PIECE OF EQUIPMENT THAT I REPLACED MOST OFTEN EVEN IF IT JUST HAD A SMALL FRAY IN ONE SPOT OF THE WEB OR ANY DISCOLORATION.