Alot
Linda, sounds like you have the same questions I had a year ago when we bought ours. If you search the archives, I received some great information from the good folks on here. My two cents, having owned our 82 H22 for a whole year now and sailing it a ton, is that you (well, at least us) will turn in to the dock well before you'd get anywhere near a capsize. I've had ours locked in at a heel of 30 degrees with a reefed main and jib and the boat was solid as a rock. If the conditions had become any worse we'd have turned in. ( I know, 30 is too much for speed, etc., but damn it was fun!) My wife still worries about turning this thing over, but I'm told we need serious wind and waves to do that. Not sure what size swells you get where you are, but anything under 4-5 feet and I wouldn't worry.Happy SailingDavid (Sea Monkeys)