From all the articles I've read, it says that the boat is supposed to have 3 grounding systems (AC/DC 115 Volt, DC 12 Volt, underwater bonded metals) and that none of these systems are supposed to be connected. Now the AC/DC system is connected to the DC system by way of the charger but I guess the charger has the proper pieces to keep it isolated. Keeping the DC seperated from the underwater bonded system seems a bit more complicated. If the engine is connected to the tranny and the tranny connected to the prop shaft and the prop shaft is connected to all the thru hulls (either by salt water or by wire or both) and the engine is grounded, then how can you keep them seperated?