Can anyone explain the intended use of a battery combiner and a little about how it works. I have read a little about combiners but the articles seem intended to sell them but do less than adequate at explaining clearly how they work.On my 37 Legend, I have three battery banks; 2 large batteries for the refrigerator (when 110 ac is not present), 1 deep cycle for the house, and one for the engine. These are all routed into a west marine combiner. Since the combiner has a switch on it I leave it in the on position but do not really understand why or what the real benefit would be for doing so. It seems to me that if you had a bad battery and are leaving the combiner on, the combiner would pull all of them down. It seems to me that a combiner is just a way to make sure that battery switching does not have to be done manually and therefore keeps them all in a like state of charge. Is this the case? Also, where is the battery charger positioned on the 37 Legends and where does it feed voltage to the charging system? Thanks in advance for your comment.