Is AIS useful?
Bill & Stu,
IMHO, AIS is more than that....
Not only is commercial ( and now, more and more, pleasure boat

) traffic displayed on your chart plotter at a glance, telling you what's out there, it's course and speed, etc. ;
but it also gives you (among other info) the vessels name so that you can call them BY NAME, ... ie, Tug, "Whatever" .. to discuss intentions ... and ( in my experience) they return your call ! !
When displayed on a large(r) screen, (to it's best advantage), in areas with commercial traffic ... and ESPECIALLY, AT NIGHT, ... AIS is, IMHO, far more helpful (and easier to use) than radar.
My AIS is always on and displaying on my chart plotter screen. I rarely turn on my radar... (and when i do, it's usually at night).
For example ... last Summer, I was crossing the Bay, from Mobjack to Cape Charles (West to East). There was a strong ebb tide.
As I approached the center of the Bay, a tug pulling a barge was heading South on a near collision course. AIS gave me a half hour to study both of our positions, speeds, closing rates, CPA, TOCA, etc, (much more easily than I could have done with radar). By adjusting my speed, (and watching the results thereof) displayed by AIS, I could confidently call the tug (by name) and inform him of my intention to cross his bow, and that I could do so at a safe distance. Without the info and knowledge that AIS gave me, I would have had to (unnecessarily) slow way down, wait for the tug and his tow to pass ahead of me, and unnecessarily delay my passage.
Also, ... in the Bay and offshore, especially at night, AIS displayed contacts on my chart plotter make cruising, in general, and collision avoidance, in particular, much easier, and the entire experience more pleasurable... for me, at least.