Bilge not ballast
In my over fifty years of sailing I've personally watched a world famous naval architect of sea going trawlers, and a world famous builder of large world cruising sail yachts pour concrete from a concrete truck mixer into the bilges of freshly launched boats that indicated during their sea trials that they did not float properly on their lines. It is a well known and often done practice even to ships of a hundred tons or more.I wouldn't think of doing it in the ballast tank of a Mac, but I have no problem with the idea of more ballast in the bilges if a boat is seldom trailered for long distances, if it is used in gusty wind conditions or heavy sea conditions, that require sailing not motoring. Putting a few hundred pounds of lead or concrete ballast in the bilges of a Mac alongside the ballast tank runners that align fore and aft on the sides of the hull, near the centerboard or cabin area. (I mean the tubes connecting the forward and read ballast tanks)That decision might be arrived at based on the expected maximum load of cargo expected, the conditions to be encountered, and if the boat is often or seldom trailered with a barely adequate tow vehicle.Some people load their boats down with electronic stuff, ice makers, A/C units, life rafts, dinghies, etc, which raise the center of gravity and think nothing of it. Others will go without the luxuries and put more ballast down low in their boat's bilges just to improve the sailing character and comfort of their boat in the prevailing sea conditions.I do suggest that whatever ballast is put in be securely bonded in place so that it cannot vibrate loose from the hull, and cannot fall out or come loose in a knockdown or collision.The hull will carry the weigh without stress, whereas heavier dagger or centerboards will always increase stress in areas not designed specifically for them.