Dead cell risk is the same...
Gord's correct in his statement about losing efficiency on a whole (2 x 6V) bank if you have one bad cell in one of the 6V batteries...but that's no different that having one or more banks, each consisting of one 12V battery, and losing a cell in the 12V battery. My sense is that the 'bad cell' odds are actually a little great with a 12V battery than the 6V batteries (due to construction?), altho' I can't offer any stats on that assertion. My impression stems from hearing about occasional bad cells on cruising boats, who are typically hardest on their battery banks.I do remember a time when a bad cell was just jumped out of the circuit with little loss of battery performance...but that's when we had 256 cells, each weighing more than a ton, on our submarine.<g>Jack