I wouldn't call myself an expert, but I do understand certain properties of RF.
You talked about the LMR-400. That cable is about 1/2" in diameter. Check the cable you have installed for any markings. My guess is the cable was OEM to the boat, unless you purchased the boat from a PO and they replaced the coax. If you look at LMR cable, the number pretty much denotes to diameter of the cable: LMR-400 (.4") LMR-240 (.25") and so on. So think about size and weight/100 ft. If weight is a concern, then you would want to go with the smaller diameter cable. Now LMR-240 is 3dB loss over 100ft @ 150MHz. So your lost at the antenna would be about 1.6dB. That would be nominal.
Make sure which ever cable you go with, it has an impedance of 50Ω. 75Ω cable won't kill you but it will reduce your output power at the antenna.
Speaking of output power. If you radio produces 25 watts of RF at the connector, that will not be the same as the power at the antenna. Attenuation will reduce the power reaching the antenna. If a cable is rated at x frequency with x db of attenuation/100 ft, just divide the attenuation by 100 and then multiply by the height of the mast. I use the clearance value for bridges as the height. On the Bene 423 that is 55' above water. So for the LMR-400 @150MHz is 1.5dB loss. 1.5/100 = .015/ft. .015 x 55ft = .825db loss. So you are will see less than 1 db loss of energy from the radio. To put it into perspective, 3db loss with be half your power at the antenna. So 12.5 watts of RF energy will reach you antenna if you have a cable with a loss of 3db.
Antenna gain is something everyone should watch out for. Why? The gain is theoretical. The manufactures use an Anechoic Chamber to test their wares. Then they will claim that their antenna has a gain of 6dBi. That is an impressive figure, but again is theoretical. The "i" in dBi mean isotropic. The "real" gain is usually much less, but again, nothing major to get worked up about unless the gain is huge. Most vertical antennas do not really have much gain.
Now it was mentioned above about galvanic corrosion. Yes, one can isolate the base mount of the antenna from the mast. But is it really that bad? I think most mounts are made of aluminum anyway. Some that are used on towers are stainless steel. My antenna mounts at home are stainless steel. I don't know about the boat though as I have never been at the top of the mast. But if you are concerned, then use a Firestik insulator. These can be found everywhere online. They are nylon washers that go between the antenna's SO-239 connector and PL-259 coax connector. They isolate the antenna from the mount. Caveat... The antenna works on Alternating Currents. Meaning the signal is AC. If you isolate the sheild of the coax from the actual antenna you will have issues. So I would say, just leave well enough alone and if Bene mounted the base to the mast just follow suit.
Hope this shines some light on the subject.
Oh... price point is not a measure of quality. It does have some bearing, but some guys here have purchased VHF antennas for as low as $20 and have been very happy with them. Find out what you have now and best to replace same fit, form, and function.