My point was to demonstrate the diminishing returns of ballast. Light boats just go fast, rather than consuming all the energy to displace water equal to the ballast weight. The energy goes into speed, rather than force against the sail to push the ballast weight through the water. Multi-hulls are light, but still carry a large sail area compared to the weight, because they just go fast, rather than pushing ballast. My boat is light for its size, and has a low ballast weight for the sail area. I don't find it particularly unstable, because rather than be unstable, it just goes faster. Your passengers become the ballast. With 4 people on board, I've carried full sails in 25 knots.
To argue the point, I think manufacturers want to make small boats have big boat cruising characteristics. But that also means they are slow, since you have a short waterline. In the smaller cruiser line, you just need to give up some of that weight, build a light boat that will plane, otherwise you end up with a stable pig, that isn't all that fun to sail.