Us too! I am not kidding about the near scam of 40 mph (named storm) causing my business building deductible to go $20k. Since I build, I could replace that roof for about $9k so what good it the insurance? Plus my bank won't let me drop that worthless insurance.
Don't get me started. Insurance is the only SCAM by which we are all REQUIRED BY LAW to be victimized.
On topic: I have a little hand-held anemometer, left over from my days in competitive rifle shooting. It's a learning tool, and it's fun to use. I can't imagine not wanting to know what the wind speed is, especially when it's blowing hard.
Then, next time the forecast is calling for x knots/mph, I have a clear mental picture of what x knots/mph was like last week, or whenever, when I measured the wind at that same speed. Or a little less, or a little more, or whatever.
Again, it's a learning tool. I find it very helpful. It would be much handier on the masthead though.