20+ Years
I've kept boats in the water for year round use in the Seattle area for over twenty years. Never had a problem. As Miles mentions, the boat will be sitting in roughly 45 degree water - and that heat will keep your systems from deep freeze - if we ever get one.
In over 50 years of living in the region, I can only recall a handful of times when we had very cold (<20F), sustained (>3 days) conditions.
One of the more important aspects of this is having the boat available for year round use! We've sailed on New Years Day more often than I can remember, and we love cruising in the crisp, clear days that sometimes occur between Christmas and New Years. If you don't sail in the winter (fall-winter-spring) in Seattle, you don't sail very often.
Good Luck!
Tim Brogan
April IV C350 #68 Seattle