Where are you?
Using the Schell Regression formula, your rating is 143; however, other sources (Lake Ontario YC, SoCal PHRF, etc) give handicap ratings of 135, 141 and 156, for example. Your rating will depend a LOT on what your fleet considers a "standard" boat.Check out the many websites that give PHRF ratings. Try going first to www.metafind.com and entering "PHRF" for the search word. You'll be surprised at the number of sites you'll get!Good luck!Michael O'