Thanks all for the info, it's a big help!
After doing some adding, subtracting 41, dividing by 4 and multiplying by 3.14159265359, my Ford has the advantage over the boat and trailer by 60 pounds!
I did lose some weight, and if I make my wife ride a bike I could make 125, but still too light for the hills, wind, and the crazy subaru drivers out here in Montana.
Some options did come open, work here has a big Ford 350 van, and a Dodge 1/2 ton that can pull that boat, plus the local u-haul has a nice fleet of F150's with the fancy pants motor and towing stuff, for $20.00 a day.
I know I have the power and trans, etc, just not so sure I want that boat to pass me!