PHRF = 122 to 128
You can check out a number of web sites with PHRF ratings. Just check out www.metafind.com and search "PHRF". The "basic" rating is 122; however, this doesn't account for being non-spinnaker (add 6) or the variation in keels on this boat. If you use the schell regression formula, you'll get about 140 for a shoal-draft keel, and about 128 for a regular keel.The H25 is a fun boat, and I've over-run new and old Catalina 27's regularly. But that is basically a function of better sail trim and / or light air conditions. Even so, this boat is NOT a light air boat, and is NOT going to win a regatta. Just have fun inflicting humility on those with numbers about 20 to 30 better than yours. (But watch out for those that are 20 to 30 more!)I sail my H25 in spinnaker fleet now, after spending the summer race series in non-spinnaker. But I've also got my boat for sale. I love her dearly, but 1) I'm too tall for the boat at 6'2", and 2) I want numbers closer to 135 - 160. I've had a fun time racing her, but now I'm ready to kick some butt, thank you!Good luck in the fleet!Michael O'