I recently ran into a problem on my O'Day 34 with Universal 25 diesel. Engine refused to start with no power to engine panel. Problem was traced (after an hour) to a faulty 20 Amp fuse behind the panel. The fuse did not blow, it merely decided to fail internally after 20 years in place (no corrosion present). This fuse is shown on the Universal circuit diagram as protecting the key switch and I assume the starter solonoid and was mounted in a fuse holder that required removal of the contents of the cockpit locker and a back panel behind the engine panel to access it. My questions: What is this fuse protecting? Is it needed? Wouldn't a circuit breaker at a convenient location be better or could I just elimiate it? Boat runs fine with new fuse and fuse holder wired in place but this bothers me. Thanks for comments.