My bulkheads are only attached to the liner with a few small machine screws, not to the hull at all. The screws are small, and the liner is thin. I give it all very little credit for being structural. If the deck above the bulkhead rotted out, I expect the handful of tiny machine screws in the liner would fail very quickly.
If I were of a mind to eliminate the bulkheads entirely, I would just use an oversized backing plate for the upper shroud and be done with it. In my mind, that's all the bulkhead serves for, structurally speaking: a backing plate.
But I'm not an engineer. I did ride a train once, but I didn't drive it. (They wouldn't let me.)