As a long time Boat US/Geico customer I am concerned by your report.
But to clarify some details, I'd like to know if you had an "Agreed Value" clause in your policy. I have been told that, should my boat be a total loss, the "Agreed" amount would be paid.
If that was the situation that you...
I just re-foamed all of the cushions on my 79 H30C. I bought 'firm' foam from an American,
online foam seller, which was cheaper than Sailrite.
The company is Ritchie Foam out of North Carolina, and is online at:
There are sellers...
Well the 'bonding' material may be a less than permanent sealant like silicone or similar.
You might give the seam a nudge with a paint scraper and see if it moves easily.
I think Hunter was aware that these fixtures might require replacing, as my 12v panel guard did many years ago.
I think I agree with Dalliance. I understand the need to save some bucks,
but you're gonna have to live with the result for a long time.
So save the aggravation and cost of a re-do later. Save up and do it primo the first time.