Well. How bad can it be??
- Thread starter scottmellloyditude
- Start date
Ouch! Sorry for the pain and anguish.
At least it is above the Water line.
After getting out of the "Vice" or Vise , you should temporarily prevent water entry.
Jim...
At least it is above the Water line.
After getting out of the "Vice" or Vise , you should temporarily prevent water entry.
Jim...
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Never good to get that kind of message from your marina.
What happens next is a little dependent on your insurance company. They should send a surveyor or adjuster to see the damage, they may or you may arrange for a haul out and a trip to the repair shop. If the estimate for the repair is less than the boat's value you'll should get a check from the insurance company. Then you get it repaired.
How smoothly the process goes, depends a lot on your insurance company. A good one will have things under way quickly and easily.
The damage looks to be repairable. One issue may be the gelcoat. The repair will require new gelcoat or paint on the repaired side and the insurance company should pay for it. But they won't pay for gel coating the good side. You'll end up with a two tone boat or you will pay to have the other side gel coated or painted. When my boat fell off the jack stands, I ended up paying to gel coat the undamaged side so the boat "looked right."
Good luck, I hope things work out well for you.
Ouch, very unfortunate. That must have been the same storm that sunk the DUKW near Branson...yes?
@scottmellloyditude man. One of those dreaded calls. I shudder when the marina sends out warnings. Best of luck. Now you get to try out some of Robert Redford’s repair ideas from “All is Lost”.
Fortunately your in the marina and not in the South Pacific. Hoping for you tha the Marina lifts are not damaged from the storm.
Stay positive.
Fortunately your in the marina and not in the South Pacific. Hoping for you tha the Marina lifts are not damaged from the storm.
Stay positive.
In the hands of a skilled repair person, the structural repair and finish gel coat will be indistinguishable from the rest of the side of the boat. Note that the grinding back to get to a proper slope (to lay in new cloth) will enlarge the area to an alarming extent, for a little while.
I have seen worse damage invisibly repaired on a Catalina. Problem, oddly enough, will not be the exact gel coat color match from the builder, but rather matching the new final surface to the "aged" color of the existing surface. OTOH, it can be done.
So, as advised by Dave, get your insurer involved and find a surveyor and repair person. Only ameliorating factor is that you have none of the usual guilt that we all (often) have for causing it by running into something!
Best of luck to you.
Aside: if you do not presently have an "agreed value" policy, be sure to get one before anything like this ever happens again.
I have seen worse damage invisibly repaired on a Catalina. Problem, oddly enough, will not be the exact gel coat color match from the builder, but rather matching the new final surface to the "aged" color of the existing surface. OTOH, it can be done.
So, as advised by Dave, get your insurer involved and find a surveyor and repair person. Only ameliorating factor is that you have none of the usual guilt that we all (often) have for causing it by running into something!
Best of luck to you.
Aside: if you do not presently have an "agreed value" policy, be sure to get one before anything like this ever happens again.
The gashes are deep but look small enough to be repairable. Get an independent opinion from your Insurance Company adjuster.
prolly cause every marina in the world has you sign a contract that says that they, the marina, will never cover such events. gotta read the fine print.
a marina will never have a ins policy to cover every boat at every dock. they could never afford such.
My wife is an insurance agent. She told me that claims always go to your own insurance company, who will then go after the marina's company for compensation. This is actually better than you having to pursue the marina's company, your company is like your agent to handle this.
the OP lives in mo. where the duck boat sank. look at the sky in his photos. mother nature caused this. she offers no insurance either
There are several reasons already mentioned. Best to let your own insurance company deal with it and if they feel it is the marina's fault, the insurance companies high priced attorneys will talk to the marina's insurance company. They do this stuff all the time.
Second, there may be no negligence by the marina. If the docks were installed as designed and maintained as prescribed by the manufacturer, then the marina has not be negligent.
Marina doesn't need to be found negligent in order to be liable... But as others have said you deal with your insurance and they go after whoever is responsible