The Metaphysics of boat maintenance vs. repair
Sandy, it's not just us, but probably every boat owner who wrestles with that one. I've sailed from N. America to NZ three times, and between NZ and the islands at least 10 times (10 one-way trips). In the beginning, I spent months readying the boat, improving everything. That period shortened as time went on. For my last cruising season, from NZ to Vanuatu, I noticed the forward water tank leak about two weeks before departure. Then I noticed the mushiness of the plywood support; I carved out pieces of it with my index finger. I made the executive decision to just drain the tank, leave it empty, and enjoy my season.
We now just use the aft tank, keep a couple jerry cans on deck as emergency back-up, and keep the aft tank full with out watermaker (a Power survivor 40). We're happy.
But my aft tank clogs my aft tank water pump intake line regularly. I put a "T" fitting onto the waterpump, and attached an 18" flexible hose to it. It has a cap on the end. When the precipitate clogs the pump intake inside the aft tank, I just take the PVC cap off the 1/2" hose, blow into it to clear the clog, suck clean water back up (to avoid the problem of having air in the lines), and we're in business again. It only takes about 15 to 30 seconds for the entire procedure. It's easy.
So this is a long-winded way of saying that I subscribe to the view of you don't fix something (that is non-safety related and is this involved) until it breaks. I haven't even put an inspection port in my aft tank yet. Because my current procedure has worked so well for so many years. My view: I'd rather be enjoying a margarita on the beach in the tropics than altering a boat at a marina berth.
My two cents.
Paul