Most yanmars before 2005 did not have intake silencers on the engine. You would be very surprised by how much bass noise is created from the intake pulses. On our 2004 4JH3E ( 56hp) the cabin noise was terrible even with the insulated engine compartment. It was impossible to have a conversation while motoring. My solution was to attach a 4 foot long flexible carpet cleaning hose of the same diameter ( I believe 1.5 inch) on the intake pipe and coiled it behind the engine. The intake pusles were significantly reduced to the point you could talk in the cabin while motoring. $10 solution.